Production Underwriter

Location: Dayton, OH or New York, NY (in-office)

Authentic partners with leading insurance brokerages to design and manage custom, tech-enabled insurance programs. We combine superior technology, exceptional service, and deep market expertise to help brokers grow their business and better serve their clients.

About the role

We’re hiring a detail-oriented, analytical, and business-minded underwriter to join our growing team. This role is ideal for candidates with early to mid-career underwriting experience who are excited to work in a fast-paced startup environment and want to help build scalable underwriting processes from the ground up. You’ll play a critical role in evaluating risk, pricing insurance programs, and partnering closely with sales, product, and operations teams to support the growth of Authentic’s custom insurance programs. This role reports to our COO.

What you’ll do

Evaluate, underwrite, and price risks in line with underwriting guidelines and program objectives
Review applications, loss histories, financials, and other underwriting data to assess risk exposure
Develop and refine underwriting guidelines for new and existing insurance programs
Collaborate with sales and operations teams to support new program launches and renewals
Monitor portfolio performance, loss ratios, and emerging risk trends
Contribute to process improvement, automation, and documentation as the underwriting function scales

What we’re looking for

1 to 4+ years of underwriting experience
Strong analytical and quantitative skills with high attention to detail
Ability to evaluate risk and make sound underwriting judgments in ambiguous situations
Comfortable working cross-functionally in a fast-paced, high-growth environment
Strong written and verbal communication skills

Our (FTE) benefits

Competitive salary, equity, and role trajectory
Comprehensive health benefits for you and your family
401(k) plan with company match
Unlimited PTO
Paid parental leave

Base salary range: $80,000 - $150,000

About Authentic

Authentic helps insurance brokers create better insurance products for their clients. We provide the technology platform and behind-the-scenes support that lets brokers build custom insurance solutions for specific industries or customer groups. Think of us as the operating system that powers these specialized insurance offerings.

For brokers, this means they can offer unique products their competitors don't have, earn more money, and spend less time on paperwork and administrative tasks. We handle the complex (technology, compliance, and partnerships with highly-rated insurance carriers), so they can focus on serving their customers and growing their business.

We’re a Series A company backed by top investors, including FirstMark Capital, Zigg Capital, Slow Ventures, Clocktower, Commerce Ventures, and Altai. We’ve grown 15x+ in the past year with a massive market opportunity ahead.

Authentic is committed to building an inclusive working environment regardless of gender, sexual orientation, religion, ethnicity, race, education, age, or other personal characteristics. We believe that people do their best work when they can be themselves, and different perspectives and experiences make us stronger as a team. We’re proud of the supportive and inclusive workplace we're building together and are always working to make it even better.

Job Type: Full-time

Pay: $80,000.00 - $150,000.00 per year

Benefits:

401(k)
Health insurance
Paid time off

Work Location: In person

Authentic Insurance Services, Inc.

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Production Underwriter