Location: e123 is a Work From Anywhere company based in southern California with an entirely remote workforce from all over the US.

Why join e123?

e123 is transforming the distribution of health insurance in the United States while creating a new insurtech category. e123 helps businesses manage the complex world of health insurance distribution. We handle $3B in annual premium billings through a network of nearly 400,000 agents. We deliver a single, easy to use platform for clients to distribute and market insurance and benefits products at all levels. We are rapidly expanding our product suite to to address major pain points for enterprise carrier and distribution customers in this market vertical.

Our Mission

We’re on a mission to fix a broken system, making it easier and more reliable for millions of people to protect themselves against the unexpected by enabling insurance providers to better match individuals with the right health insurance solutions. This in turn enables accelerating growth for our clients. At e123, we deliver a powerful, widely-used core SaaS product in a premier position central to our industry, and our team knows as much as anyone about the complexities of the United States healthcare insurance distribution network.

Job Summary

The Financial Analyst is e123’s core FP&A analyst and will prepare the monthly management, board, and lender reporting that leadership and our investors rely on. You will sit inside Finance, reporting to the Senior Director of Finance, and working with the Senior Accountant. You will also own e123’s planning and forecasting cycle, including the annual budget, monthly reforecasts, and the multi-year financial model. You will conduct other analyses as needed in support of various business needs.

Key Responsibilities

Management, Board, and Lender reporting

Build the monthly management reporting package: P&L, balance sheet, cash flow, ARR, and other SaaSs KPIs
Draft variance analysis commentary that explains changes over time and differences to plan
Prepare the quarterly board package and recurring reporting for our private equity sponsor
Prepare the supporting schedules for the monthly lender compliance certificate and quarterly covenant calculations

Forecasting and budgeting

Maintain the monthly re-forecast and the multi-year financial model, including detailed revenue forecasting
Track forecast-to-actual accuracy and explain the drivers of misses
Run the annual budget process with department heads, planning headcount and non-headcount expenses and conducting analysis as needed to support the plan

Analysis and decision support

Build ad hoc analyses for leadership, such as pricing scenarios, ROI cases for new investments, unit economics, and customer profitability
Research historical financial data to answer questions from leadership, the board, and outside parties
Conduct client-specific performance analysis in support of Account Management or other business needs
Support the 409A valuation, audit, tax, and PE data requests with schedules and analysis

Process and tools

Build reliable, agile, and auditable financial models
Identify manual, recurring reporting work and automate it using Excel or AI-assisted tools

Qualifications & Experience

Required:

3-5 years of experience in FP&A, corporate finance, or related role
Bachelor's degree in Finance, Accounting, Economics, or a related field
Strong accounting foundation: understanding of GAAP and 3-statement financial integration
Excellent ability to quickly and deeply understand the business context underpinning the financial analysis, and connect the analysis back to this business context
Advanced Excel skills, including building clean, auditable, driver-based models and monthly reporting files from scratch
Experience conducting analysis with AI-assisted tools
Experience working with a planning tool like Drivetrain, Cube, etc
Strong attention to detail
Clear written and verbal communication
Highly organized and able to execute work with rapid response as needed

Preferred:

Experience at a private equity-backed or venture-backed company, preparing board, investor, or lender reporting
Exposure to SaaS metrics: ARR, GRR, NRR, churn, and bookings
Experience with QuickBooks Online, a billing platform, or a CRM such as HubSpot
SQL, BI tools, or experience automating reporting with scripts or AI-assisted tools
Experience working on a lean team, owning recurring deliverables on a deadline

e123

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