Job Overview
The Credit Analyst is responsible for reviewing mortgage pre-qualification submissions on incoming applicants. Completing within internal processes and policies, as well as reviewing and verifying supporting documentation as submitted by Mortgage Brokers.

Responsibilities

Review and analyze documentation provided on each loan for pre-qualification, ensuring meets LendSure guidance.
Prep and submit files for initial disclosures
Review documentation, prep, and submit files for initial Underwriting approval.
Ability to review and complete complex tax return analysis.
Ability to perform duties under minimal supervision and actively engage with the supervisor to resolve complicated issues
Ability to review and clear high-level conditions within the authority.
Ability to communicate effectively in both verbal and written form
Must be a detail-oriented team player able to work constructively with fellow employees.
partnering with underwriting team, doc and funding department, Quality Control and Senior Management
Strong time management skills to plan and organize a high daily loan volume
Understanding of Account Manager role and provide support as needed.

Experience
Candidates should have a solid foundation in the following areas:

2 years mortgage underwriting experience, Non-QM preferred.
3 years mortgage processing experience preferred.
Rendering credit decisions on incoming applicants that are consistent with internal policies, underwriting mortgage commitments, and verifying supporting documentation as submitted by a mortgage broker.
Strong knowledge of underwriting terminology.
Strong attention to detail and accuracy.
Strong written and verbal communication skills with the ability to talk with brokers and Loan Officers.
Understanding how to read guidelines.
Working knowledge of Encompass Loan Origination System preferred

Job Type: Full-time

Pay: $55,000.00 - $85,000.00 per year

Benefits:

401(k) 3% Match

Work Location: In person

Lendsure Mortgage

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Mortgage Credit Analyst