Commercial Lending Portfolio Manager

Portage Community Bank is seeking an experienced Commercial Lending Portfolio Manager to support and manage a portfolio of commercial loan relationships. This role partners closely with Commercial Lenders to analyze credit requests, monitor portfolio performance, maintain regulatory compliance, and deliver exceptional customer service.

Key Responsibilities

Analyze financial statements, tax returns, cash flow, and collateral.
Monitor loan covenants, renewals, exceptions, and portfolio risk.
Support commercial lenders with customer relationship management and business development efforts.
Coordinate with credit, operations, and loan processing teams to ensure accurate and efficient loan administration.
Assist with loan reviews, audits, regulatory examinations, and credit risk management.
Serve as a secondary contact for commercial clients and respond to servicing inquiries.
Identify opportunities to expand customer relationships through additional bank products and services.
Participate in community activities that enhance the Bank’s visibility and reputation.

Qualifications

Bachelor’s degree in Finance, Accounting, Business, or related field.
5+ years of experience in commercial lending, credit analysis, or portfolio management.
Strong knowledge of commercial loan structures, financial statement analysis, and commercial loan documentation.
Excellent analytical, organizational, and communication skills.
Ability to manage multiple priorities and work independently.
Valid driver’s license with the ability to travel as needed.

Preferred Qualifications

Community banking experience.
Treasury management experience.
Formal commercial credit training.
Experience with financial spreading software.

Pay: $59,000.00 - $85,000.00 per year

Benefits:

401(k) 6% Match
Dental insurance
Employee assistance program
Health insurance
Health savings account
Life insurance
Paid time off
Tuition reimbursement
Vision insurance

Work Location: In person

Portage Community Bank

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Commercial Lending Portfolio Manager