Advisor
Reports to: Partner
Status: Exempt, Full-Time
Moneta is an independent Registered Investment Advisor (RIA) wholly focused on going further for our clients. We are one firm with many solutions and we provide a full spectrum of financial advisory services, but our true purpose is centered on building relationships and providing exceptional service to our clients around the globe. For that reason, we’ve built an entrepreneurial business model organized around our clients. Our Partner-led teams are empowered to serve only in the best interest of their clients. Plus, our independence means that we are never beholden to stakeholders or parent companies. We also have the unique ability to trace our history back nearly 150 years, demonstrating our ability to evolve to meet the needs of those we serve.
Job Summary
Join our dynamic team as a Financial Advisor and help clients navigate their financial journeys toward prosperity and security. As a trusted guide, you will provide personalized financial strategies, investment advice, and comprehensive planning, empowering individuals to achieve their financial goals. Leverage your expertise to build strong client relationships, analyze market trends, and deliver tailored solutions that drive financial success. If you're passionate about making a meaningful impact in the world of finance, we invite you to be part of our dedicated team.
Essential Responsibilities
- Conducting In-depth Financial Analysis: Perform thorough analyses of clients' financial situations, including tax implications, investment strategies, retirement planning, and estate planning.
- Specialized Investment Strategies: Work closely with the Investment Team to develop and recommend investment strategies that align with the client's specific needs, risk tolerance, and financial goals, taking into consideration their unique technical circumstances.
- Tax Planning and Optimization: Advise clients on tax-efficient strategies to minimize their tax liabilities, considering various tax codes and regulations that may apply to their specific situation.
- Retirement and Pension Planning: Assist clients in creating comprehensive retirement plans, including assessing various retirement vehicles, analyzing pension options, and projecting retirement income.
- Estate and Inheritance Planning: Work closely with the Estate Planning Team to provide guidance on estate planning, including the creation of wills, trusts, and other vehicles to protect and distribute assets according to the client's wishes.
- Risk Management and Insurance Recommendations: Evaluate clients' insurance needs, including life, disability, long-term care, and liability insurance, and make recommendations to mitigate risks.
- Business Succession Planning: Advise business owners on succession planning, helping them prepare for the transfer of their business interests to heirs or potential buyers.
- Customized Financial Reports and Presentations:Utilizingfirm platforms including Orion andMoneyGuidePro, generate detailed reports and presentations tailored to each client's technical requirements, providing clear explanations of complex financial concepts.
- Compliance and Regulatory Adherence: Ensure that all recommendations and actionscomply withindustry regulations, legal requirements, and ethical standards.
- Collaboration with Legal and Tax Professionals: Work closely with attorneys, accountants, and other professionals to coordinate comprehensive financial strategies for clients.
- Continuous Learning and Professional Development: Stay updated with advancements in technical financial planning,attendingseminars, workshops, and pursuing relevant certifications.
- Maintaining Client Relationships: Build and nurture long-term relationships with clients,demonstratingtrustworthiness, integrity, and reliability in managing their complex financial affairs.
Qualifications
- Bachelor's degreerequired
- Minimum 3-5 years working as a client service advisor or related role
- CFP, CFA, CPA/PFS with taxexpertise, or JD with estate planning experience is a plus
- A Series 65 or combination of a Series 7 and Series 66 licensing arerequiredwithin60 daysof hire if a CFP or CFA designation is not previously held
- CFP or CFA designation isrequiredwithin 3 years of hire if not previously held
- Mustbe authorized towork in the United States
Additional Information
Moneta is committed to providing the best possible care for our employees; part of this care includes offering comprehensive benefits that enhance the well-being of employees and their families:
- Paid holidays
- Paid time off (PTO)
- Employer cost-shared medical and dental insurance
- Employer-paidshort-term disability, long-term disability, AD&D insurance, and basic life insurance
- 401k Match – 50% of employee contributions up to 6% of compensation
- Discretionary annual profit-sharing bonus
- Paid parental leave
- Professional development reimbursement
- Paid volunteer time off (VTO)
- Employee referral incentive bonus program
- Onsite wellness programs & rewards
- Employee engagement activities
Moneta is a fiduciary fee-only Registered Investment Advisory firm and unable to hold securities licenses with the exception of Series 65. We also do not allow outside business activities, insurance commissions, and/or trails.
