A global commercial finance platform focused on providing creative working capital solutions to middle-market businesses is seeking a driven, detail-oriented Asset-Based Lending Analyst to join its growing New York team. This role offers hands-on experience across the full credit lifecycle—from underwriting and portfolio monitoring to structuring complex cross-border facilities.
If you have a background in credit analysis, underwriting, or portfolio management—and are excited by the challenge of evaluating risk in dynamic business environments—this role offers an excellent opportunity to deepen your expertise in structured asset-based lending.
About the Role:
You’ll be a core part of a lean, entrepreneurial team underwriting and managing a diverse portfolio of asset-based credit facilities for middle-market companies. The role sits at the intersection of finance, operations, and risk—requiring sharp analytical thinking and the ability to adapt in a fast-moving, client-facing environment.
Key Responsibilities:
- Support underwriting, structuring, and execution of asset-based lending transactions across a variety of industries and international jurisdictions
- Perform collateral analysis across receivables, inventory, and other working capital assets
- Conduct due diligence and financial statement analysis to assess borrower creditworthiness
- Assist in ongoing portfolio management, including covenant tracking, borrowing base analysis, and performance monitoring
- Partner with business development, legal, and operations teams to ensure seamless onboarding and servicing of transactions
- Prepare internal credit memos and risk reporting for senior leadership
Qualifications:
- 1–3 years of experience in asset-based lending, credit analysis, or commercial finance
- Strong analytical and financial modeling skills; familiarity with borrowing base concepts and working capital metrics
- Excellent communication skills and the ability to work cross-functionally with internal and external stakeholders
- Highly organized, proactive, and comfortable juggling multiple transactions in a deadline-driven environment
- International experience or interest in cross-border finance is a plus
