About Us
YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.
We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.
The Role
As a Junior Software Engineer, you will contribute to the design, development, and delivery of scalable lending software solutions for YouLend. You’ll work closely with senior developers, product managers, and the business teams to implement features that align with business needs. This role is ideal for someone with a strong technical foundation looking to grow their skills and take on more responsibility in a collaborative environment.
Requirements
Key Responsibilities
Software Development
- Develop and maintain applications using C#, .NET Core, and Angular.
- Write clean, maintainable, and testable code that follows engineering best practices.
- Participate in code reviews, pair programming, and design discussions.
Collaboration
- Work with Product Managers, Business Analysts, and Designers to understand requirements and deliver high-quality features.
- Coordinate with platform teams to ensure successful deployments and system reliability.
- Communicate effectively with team members and seek support from senior engineers when needed.
Cloud & Infrastructure
- Contribute to cloud-based development efforts using AWS services like EKS and S3.
- Support the deployment of containerized applications using Docker and Kubernetes.
Quality & Agile Practices
- Participate in Agile ceremonies such as sprint planning, daily stand-ups, and retrospectives.
- Help troubleshoot bugs and implement fixes in a timely and thorough manner.
- Maintain awareness of technical debt and help improve system performance and reliability over time.
Essential Skills
Education
- Bachelor's degree in Computer Science, Engineering, or related field, or equivalent practical experience.
Technical Skills
- Proficiency in object-oriented programming and system design.
- Basic knowledge of AWS services and microservices principles.
- Experience with relational databases (e.g., PostgreSQL, MongoDb) and version control systems (e.g., Git).
- Exposure to CI/CD tools and automated testing frameworks.
Soft Skills
- Strong problem-solving skills and attention to detail.
- Good communication skills, with the ability to work well in cross-functional teams.
- Willingness to learn and take feedback constructively.
- A collaborative mindset and a strong sense of ownership.
Desirable Skills
- Experience with Infrastructure-as-Code tools like Terraform or CloudFormation.
- Knowledge of financial systems or regulated environments.
- Familiarity with NoSQL databases (e.g., DynamoDB).
Benefits
We offer comprehensive benefits package that includes:
- Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium.
- Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
- Dental plan coverage
- Vision plan coverage
- Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
- Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
- Basic Life & AD&D Insurance.
- International travel insurance covered if traveling abroad for work purposes.
- Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
- Paid Office Parking
Why join YouLend?
- Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work in 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
- Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.
It’s Just Getting Fun
- We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
- But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.
Lots Of Upsides
- High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).
- Well-capitalised with supportive private equity backing.
- Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.
Motivating Work Environment
- A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
- Strong and transparent team culture, we have each other’s backs.
- Independent work environment where results matter.
- Data-driven culture and emphasis on speed (anti-red tape).
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
