MSR Analyst-Pricing, Valuation & Risk
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications.
We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation.
POSITION SUMMARY
The MSR Analyst - Pricing, Valuation & Risk will support the pricing, valuation, and risk analytics for our Mortgage Servicing Rights (MSR) portfolio. This role offers the opportunity to work as a part of a high-impact, fast-paced team which offers the opportunity to shape strategy, drive innovation in model development, and influence key investment and risk decisions.
The ideal candidate brings strong understanding of MSRs, mortgages, and portfolio analytics, with a desire to grow in a collaborative, performance-driven environment.
DESCRIPTION
Duties and Responsibilities
• Assist with the modeling and valuation of MSR cash flows, incorporating prepayment speeds (voluntary and involuntary), interest rate scenarios, servicing costs, discount rates, and other key assumptions.
• Drive analytics supporting MSR pricing decisions for both newly originated and bulk acquisitions.
• Coordinate with external brokers, sellers, and internal stakeholders to prepare real-time valuation assessments for investment and strategic decisions.
• Run loan-level cash flow models, ensuring timely and accurate valuation reporting for management, investors, and auditors.
• Deliver scenario analysis, assumption reviews, and stress testing to assess P&L and liquidity impact under multiple horizon scenarios.
• Partner cross-functionally with Finance, Servicing, IT, and accounting teams to ensure alignment on data, controls, and reporting needs.
• Research market trends and industry benchmarks to ensure our valuation methods remain current, defensible, and competitive.
• Continuously enhance tools, processes, and insights to improve MSR strategy, profitability, and risk visibility.
• Performs related duties as assigned by management.
Qualifications and Education Requirements
• Bachelor's degree in finance, Accounting or a related quantitative field is required.
• 2-4 years of experience in capital markets and mortgage analytics.
• Proven experience modeling MSRs or mortgage cash flows using proprietary or third-party tools (e.g., MIAC, PolyPaths, Intex, etc.) preferred.
• Familiarity with capital markets, asset-liability management, or investment committee processes is preferred.
Skills, Abilities, and Knowledge
• Advanced Excel modeling skills: proficiency with SQL, Python, or other analytical tools is a plus.
• Detail-oriented with strong analytical and problem-solving skills.
• Able to manage competing priorities and deliver under tight deadlines.
• Self-starter with strong business acumen and the ability to thrive in a fast-changing environment.
• Collaborative, team-oriented, and committed to continuous learning and improvement.
Additional Information:
While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.
All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement.
Company Benefits :
Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them!
• Medical, dental, and vision insurance
• Health Savings Account with employer contribution
• 401(k) Retirement plan with employer match
• Paid Maternity Leave/Parental Bonding Leave
• Pet insurance
• Adoption Assistance
• Tuition reimbursement
• Employee Loan Program
• The Newrez Employee Emergency and Disaster Fund is a new program to support our team members
Newrez NOW:
• Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
• 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
• Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
• Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
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