JOB DESCRIPTION
Join a high-performing team where your analytical skills and creativity will help shape credit portfolio strategies and drive impactful results. As part of the Credit Portfolio Group, you’ll collaborate with experienced professionals, develop innovative solutions, and gain exposure to a wide range of credit products and markets. This is your opportunity to grow your career in a collaborative, intellectually stimulating environment focused on portfolio management and research.
Job Summary
As an Associate – Credit Portfolio Management & Research in the Credit Portfolio Group Lending team, you will support the management of our loan portfolio through fundamental credit analysis, modeling, and strategy development. You will work alongside senior portfolio managers and traders, contribute to the creation and ongoing analysis of Synthetic Risk Transfers, and communicate portfolio management strategies to stakeholders. You will play a key role in formulating credit and relative value views, building models, and supporting the team’s decision-making process.
Job responsibilities
- Support management of the loan portfolio through credit analysis and collaboration with senior portfolio managers and traders
- Contribute to the creation, management, and ongoing analysis of Synthetic Risk Transfers (SRTs)
- Formulate credit and relative value views around portfolio positions
- Build and maintain models to project future cash flows and perform valuation work
- Develop and communicate portfolio management strategies to portfolio managers and senior management
- Analyze financial statements, perform financial modeling, and conduct valuation analysis
- Cover multiple credits in a dynamic environment, efficiently evaluating opportunities in response to news and market changes
- Assist in data analysis, manipulation, and organization using Excel and other tools
Required qualifications, capabilities, and skills
- Minimum 3 years of experience in banking, research, or accounting-focused roles such as desk analyst or investment banking analyst
- Proficiency in analyzing financial statements, financial modeling, and valuation
- Strong Excel skills for data analysis, manipulation, and organization
- Strong written and oral communication skills
- Demonstrated ability to cover multiple credits and evaluate opportunities in a dynamic environment
- Intellectual curiosity and passion for markets and investing
Preferred qualifications, capabilities, and skills
- Knowledge of loan and CDS markets
- Progress toward or completion of CFA designation
- Strong technical coding skills, including Python and other languages for data analysis and automation
- Experience with relative value analysis
- Experience in portfolio management or research roles
ABOUT US
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
ABOUT THE TEAM J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
