Do you want to be part of a team that encourages your growth, supports your
ambitions and makes it a priority for you to reach your goals? Is helping people
part of who you are? At MassMutual, we help millions of people find financial
freedom, offer financial protection and plan for the future. We do this by
building trust with our customers by being knowledgeable problem solvers and
by prioritizing their needs above all else. We Live Mutual.
The Opportunity
We are seeking a DI Underwriter to join our team! You will be responsible for
working with our customers, agents and brokers during the individual disability
income insurance sales and service process.
*POSITION IS 100% REMOTE/VIRTUAL* Work from home anywhere in the United States
The Team
Join a mission‑driven, fully remote team offering competitive pay and benefits from day one, with the flexibility to work from anywhere in the U.S.
It is an exciting time to be an underwriter at MassMutual! MassMutual is going through a digital transformation while continuing to be a leading customer-
centric company. The team culture is collaborative, cross-functional, and uses old and new technologies combined with a work/life balance.
The Impact
We are looking for the right candidate to join our team. The chosen candidate
will be tasked with developing the skills needed to underwrite disability
insurance in a fast-paced diverse work environment that is inclusive and values
different experiences, backgrounds and knowledge.
Roles and Responsibilities
Evaluate and handle all underwriting aspects of disability insurance applications.
Understand underwriting policies, guidelines, practices, and procedures.
Determine whether to accept, modify, or decline a risk through evaluation of an individual's risk profile including medical history, occupational hazards, financial background, etc.
Build trust by providing efficient, quality service to our MMFA agents, brokers, and field office staff.
Communicate effectively with the field to explain underwriting decisions and facilitate placement of business.
Tailor communication style to fit a variety of target audiences, foster relationships and facilitate placement of business.
Collaborate with stakeholders to gather information necessary for decision-making and selecting profitable risks.
Influence and champion changes to improve processes while maintaining morbidity expectations.
Leverage interpersonal and emotional intelligence skills to develop relationships with key business partners across the competitive landscape.
Work independently with minimal direction and be comfortable with ambiguity.
The Minimum Qualifications
High school diploma or GED
5+ years of proven success underwriting disability insurance in a fast-paced work environment.
$7K+ approval authority in disability insurance underwriting.
The Preferred Qualifications
Bachelor’s degree
8+ years of proven success underwriting individual disability insurance in a fast-paced work environment
Approval limits of $10K+ IDI, $15K+ BOE, $250K+ Buy/Sell without a second signature
Business Overhead and Buy Sell disability underwriting
Third party distribution, bank, or wire house underwriting experiences
Industry exams completed, i.e. ALU 101, 201, 202, LOMA, ALMI, FMLI, ALU, FALU, DIA, DIF
Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
Ability to think critically, problem solve using data to drive toward resolution
Positive, inclusive, agile, and collaborative mindset
Strong verbal and written communication skills
What to Expect as Part of MassMutual and the Team
Regular meetings with the DI Underwriting Team
Focused one-on-one meetings with your manager
Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
Access to learning content on Degreed and other informational platforms
Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits
#LI-Remote
#LI-JA1
MassMutual is an equal employment opportunity employer. We welcome all persons to apply.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page.
