Portfolio Manager

East West Bank • Full-time • Pasadena, CA, US • $120k - $150k / year • 3d ago

Introduction:

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

Overview:

East West Bank is seeking a Portfolio Manager for the Healthcare Finance specialty lending group responsible for underwriting, credit monitoring, and portfolio management. Primary responsibilities include analyzing financial data to determine the merits of loan requests, recommending structure, as well as identifying cross selling/referring opportunities of other services.

Responsibilities:

Underwrite, manage, and structure commercial lending transactions including lines of credit, asset-based lending facilities, commercial real estate loans, and cash flow-based transactions according to the Bank establish guidelines and policies
Analyze borrower financial statements, cash flow, collateral, industry trends, and other relevant information to assess creditworthiness and recommend appropriate loan structures
Determine the merits of specific loan requests and recommend structure as well as aggressively managing the client relationship
Assist with due diligence/analysis with new client relationships and opportunity memos as appropriate
Working knowledge of ABL revolvers including evaluation of borrowing bases, field exams, and collateral monitoring
Maintain responsibility for the overall credit quality, documentation, and risk management of assigned portfolio relationships
Monitor portfolio performance, covenant compliance, collateral coverage, and risk ratings to identify emerging credit concerns and recommend appropriate actions
Partner with the Relationship Manager as the key point of contact for the client
Manage the amendment and renewal process in partnership with clients, Relationship Managers, Credit, and other internal business partners
Ensure the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy
As appropriate, assist in the development of junior bankers, credit analysts, and relationship associates
Perform other administrative duties required for the maintenance of a portfolio of clients
May perform other duties as assigned

Qualifications:

- Bachelor's degree in accounting, finance, economics or a related field; or a combination of education and directly related experience
- 5-8 years of commercial banking, credit analysis, portfolio management, and underwriting
- Formal credit training is a plus
- Healthcare experience preferred, but not required
- Demonstrates strong underwriting and projection skills
- Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cashflow and collateral-based loans/credits
- Has strong knowledge base in Treasury, FX and Derivative products and have demonstrated abilities in coordinating the resources of the bank to bring effective full-service solutions to the company
- Excellent presentation, verbal & written communication skills

Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.

Compensation: The base pay range for this position is USD $120,000.00/Yr. - USD $150,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.