Commercial Banker Trainee
Job Type
Full-time
Description
POSITION SUMMARY
The Commercial Banker Trainee is an entry-level position designed to develop a future commercial banking professional through a structured, multi-phase program. The trainee will gain hands-on experience in relationship banking, credit analysis, commercial lending support, and treasury management.
ESSENTIAL DUTIES AND RESPONSIBILITIES
The essential functions include, but are not limited to the following:
Year 1: Foundation in Relationship Banking
• Learn banking products, systems, and compliance fundamentals
• Serve individual and business customers with their day-to-day banking needs
• Begin developing relationship management and service skills
Year 2: Commercial Banking Immersion
• Credit Analysis (6 months): Evaluate financial statements and assess borrower risk
• Commercial Lending Support (3 months): Assist with loan preparation, client servicing, and documentation
• Treasury Management (3 months): Support business clients with cash flow and liquidity solutions
Year 3: Full Engagement in Commercial Banking
• Work alongside commercial lenders on real deals
• Assist in structuring loans and building business relationships
• Take part in strategic conversations with business clients
• Prepare for long-term placement in a commercial banking role
ADDITIONAL RESPONSIBLITIES
• Perform other related duties and responsibilities as assigned by management.
Requirements
EDUCATION & EXPERIENCE
• Bachelor's degree required or equivalent work experience
• A genuine interest in commercial banking and business relationships
• Strong communication, problem-solving, and analytical skills
• Curiosity, ambition, and a desire to grow in a structured environment
Central Bank is an Equal Opportunity Employer, drug free workplace, and complies with ADA regulations as applicable.
