Role and Responsibilities:
- Support with design, development and deployment of credit policies and strategies across the full lending lifecycle
- Lead integration of tri-Bureau data, alternate data, and proprietary data into originations, account management, and collections decisioning
- Partner with FICO and credit bureaus and 3rd party vendors for score assessment, contracting and integration into production systems
- Support strategic planning, budgeting and forecasting for cost centers - develop robust forecasting models for credit applications and product usage generating
- Deep understanding of finance, and accounting terminology. Should have experience liaising with finance teams for planning and budgeting for multi-million dollar cost center.
- Understanding of zero-based budgeting, activity based costing and other cost allocation methodologies
- Manage complex programs and cross functional teams within matrix organizations
- Emphasis is on end-to-end delivery of analysis and guiding junior staff
- Contribute to how analytical approach is structured for specification of analysis
- Contribute insights from conclusions of analysis that integrate with initial hypothesis and business objective. Independently address complex problems
- Participate in design of analysis and modeling approach with managers and modelers
- Extremely comfortable working with data, including managing large number of data sources, analyzing data quality, and pro-actively working with client’s data/ IT teams to resolve issues
- Reformulate highly technical information into concise, understandable terms for presentations
Candidate Profile:
- Required: Experience in Retail Lending Domain, Decisioning and Marketing Analytics
- Required skills: Excel, PowerPoint
- Minimum 3 - 4 years of consulting, analytics delivery experience is a must
- Experience leading and building team, and managing senior client communication
- Master’s or Bachelor's degree in math, statistics, economics, computer engineering or related analytics field from top-tier universities with strong record of achievement.
- Very strong analytical skills with the demonstrated ability to research and make decisions based on the day-to-day and complex customer problems required
- Experience of working in financial services and risk analytics domain, a plus
- Nice to have: Hands-on experience with Tableau & other BI tools
Strong record of achievement, solid analytical ability, and an
