Join One Community Bank as a Full-Time CRAFair Lending Officer and become a key player in our mission to invest in relationships and support community growth. This position offers the unique opportunity to make a significant impact by ensuring fair access to banking services, promoting equity, and supporting our diverse clientele.
Collaborate with a trusted team that encourages new ideas and sees the upside in every challenge. At One Community Bank, your contributions will not only shape the future of our community but also enhance your career in the banking industry. You will receive great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Flexible Spending Account, Competitive Salary, Paid Time Off, Long-term and Short-term disability insurance, and pet insurance. Elevate your professional journey with us today.
Why join One Community Bank? Our actions demonstrate our tenets: Invest in Relationships, Trust the Team, See the Upside, Encourage New Ideas and Think Big! We serve clients, support colleagues and invest in our communities because we aspire to be the Best Billion Dollar Bank in the World! The one bank that's different from other banks. We began as a single location serving the Oregon, Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 19 locations. Come grow with One Community Bank! We have been voted a Top Work Place seven years in a row!
As the CRAFair Lending Officer at One Community Bank, you will play a pivotal role in shaping our commitment to community reinvestment and fair lending practices. Your expertise will guide the development, administration, and maintenance of our CRA and Fair Lending programs, ensuring compliance with federal and state laws. Act as a key liaison with regulators, senior management, and community stakeholders while working closely with the VP Compliance on UDAAP regulations. You will manage CRA program initiatives, lead quarterly committee meetings, and ensure the bank meets its community credit obligations. Additionally, your responsibilities will include conducting risk assessments, overseeing Fair Lending compliance, and providing training to colleagues at all levels.
By leveraging your knowledge of industry best practices, you will not only enhance our regulatory standing but also solidify our reputation as a trusted community partner, while fostering innovative ideas within our forward-thinking culture.
To thrive as the CRAFair Lending Officer at One Community Bank, candidates should possess a Bachelor's degree in finance, business, economics, or a related field, along with 2-4 years of relevant experience in bank compliance or regulatory functions. A strong command of the Community Reinvestment Act (CRA) and Fair Lending laws (ECOA, FHA, HMDA) is essential, as well as expertise in CRA data collection, HMDA reporting, and analytics. Successful applicants will demonstrate the ability to interpret regulatory guidance and integrate it into business practices.
Key skills include strong analytical, organizational, and problem-solving abilities, coupled with excellent written and verbal communication skills. Proficiency with compliance monitoring tools, HMDA/CRA software, and Microsoft Office applications is also required. This role demands a proactive approach to compliance and a passion for fostering relationships with community stakeholders, putting you at the forefront of promoting equitable banking practices.
So, what do you think? If this sounds like the right position for you, go ahead and apply. Good luck!
