Commercial Lending Portfolio Manager
Portage Community Bank is seeking an experienced Commercial Lending Portfolio Manager to support and manage a portfolio of commercial loan relationships. This role partners closely with Commercial Lenders to analyze credit requests, monitor portfolio performance, maintain regulatory compliance, and deliver exceptional customer service.
Key Responsibilities
- Analyze financial statements, tax returns, cash flow, and collateral.
- Monitor loan covenants, renewals, exceptions, and portfolio risk.
- Support commercial lenders with customer relationship management and business development efforts.
- Coordinate with credit, operations, and loan processing teams to ensure accurate and efficient loan administration.
- Assist with loan reviews, audits, regulatory examinations, and credit risk management.
- Serve as a secondary contact for commercial clients and respond to servicing inquiries.
- Identify opportunities to expand customer relationships through additional bank products and services.
- Participate in community activities that enhance the Bank’s visibility and reputation.
Qualifications
- Bachelor’s degree in Finance, Accounting, Business, or related field.
- 5+ years of experience in commercial lending, credit analysis, or portfolio management.
- Strong knowledge of commercial loan structures, financial statement analysis, and commercial loan documentation.
- Excellent analytical, organizational, and communication skills.
- Ability to manage multiple priorities and work independently.
- Valid driver’s license with the ability to travel as needed.
Preferred Qualifications
- Community banking experience.
- Treasury management experience.
- Formal commercial credit training.
- Experience with financial spreading software.
Pay: $59,000.00 - $85,000.00 per year
Benefits:
- 401(k) 6% Match
- Dental insurance
- Employee assistance program
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Tuition reimbursement
- Vision insurance
Work Location: In person
