We are partnering with a well-established organization seeking a Credit Underwriter Analyst to join its growing credit team. This is an excellent opportunity for a finance professional with experience in asset-based lending (ABL) and credit underwriting to play a key role in evaluating lending opportunities and supporting portfolio growth.
Qualifications
- Minimum of 2 years of experience in credit underwriting within asset-based lending (ABL).
- Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
- Strong understanding of financial statement analysis, collateral evaluation, and commercial credit risk.
- Experience underwriting commercial lending transactions.
- Knowledge of borrowing base analysis and collateral monitoring.
- Excellent analytical, organizational, and problem-solving skills.
- Strong written and verbal communication abilities.
- Proficiency with Microsoft Excel and financial analysis tools.
- Ability to manage multiple underwriting requests in a fast-paced environment.
Key Responsibilities
- Analyze and underwrite commercial asset-based lending transactions.
- Review financial statements, borrowing base certificates, collateral reports, and supporting documentation.
- Assess borrower creditworthiness, cash flow, collateral quality, and overall lending risk.
- Prepare detailed credit memorandums and underwriting recommendations.
- Ensure loan structures comply with internal credit policies and risk guidelines.
- Work closely with relationship managers, portfolio managers, and credit leadership throughout the underwriting process.
- Monitor existing credit relationships and identify potential risks or opportunities.
- Maintain accurate documentation and ensure compliance with regulatory and internal requirements.
