The RoleAs a Compliance Manager and Designated Responsible Licensed Producer (DRLP), your mandate is to ensure the company operates in full compliance with applicable insurance laws and regulations while maintaining an effective compliance management system (CMS).
You will serve as the formally designated responsible licensed producer for the Delaware-licensed insurance agency, accountable for regulatory oversight, producer supervision, and adherence to state insurance requirements.
This role impacts OnePay's ability to offer compliant insurance products by establishing strong governance, maintaining regulatory alignment, and ensuring operational execution meets legal and licensing standards.
You will work closely with Operations, Servicing, Product, Legal, and external partners (including carriers and regulators). This role reports to the Compliance Governance Lead.
This role is responsible for:DRLP / Regulatory Accountability- Serving as the Designated Responsible Licensed Producer (DRLP) for the Delaware insurance agency
- Maintaining active producer license(s) with appropriate lines of authority
- Providing direct oversight of all insurance-related activities conducted under the entity license
- Acting as the primary regulatory point of accountability for state insurance departments
- Ensuring compliance with insurance statutes, regulations, and DOI guidance
- Regulatory change management
- Compliance training programs
Regulatory Advisory & Product Support- Providing compliance guidance on insurance products, distribution models, and marketing practices
- Supporting new product launches and market expansions with regulatory analysis
- Reviewing producer conduct, disclosures, and sales practices for compliance risk
Monitoring & Risk Management- Developing and monitoring KPIs and KRIs related to insurance compliance
- Conducting risk assessments across insurance operations
- Analyzing data to identify trends, control gaps, and emerging regulatory risks
Policy, Controls & Governance- Developing and maintaining insurance-specific policies and procedures
- Implementing controls and testing frameworks aligned to regulatory expectations
- Supporting internal and external audits and regulatory exams
Licensing & Producer Oversight- Overseeing individual producer licensing, appointments, and renewals across applicable states
- Ensuring all producers operate within their authorized lines of authority
- Establishing and maintaining producer supervision frameworks, including training and attestations
- Managing relationships and compliance requirements with carrier partners
Compliance Management System (CMS)- Assisting in the day-to-day oversight and enhancement of OnePay's compliance management system (CMS)
- Developing and managing core compliance functions:
- Complaints management and remediation
- Issue management and corrective action tracking
- Additional duties as assigned
You BringRequired- 5-10 years experience in insurance compliance, agency operations, or regulatory risk
- Active insurance producer license (Delaware required; multi-state preferred)
- Ability to qualify as Designated Responsible Licensed Producer (DRLP) under Delaware law
- Experience with insurance distribution, producer licensing, and carrier relationships
- Strong working knowledge of state insurance regulatory frameworks
Preferred- Experience in fintech, embedded insurance, or multi-state distribution models
- Prior experience serving as a DRLP or equivalent responsible producer role
Core Competencies- Strong ownership mindset with bias toward execution
- Ability to influence cross-functional stakeholders and enforce compliance standards
- Excellent analytical, project management, and communication skills
- Ability to translate regulatory requirements into operational controls
What it's like working @ ONEOur teams collaborate remotely and in our work spaces in New York and Sacramento.
- Competitive cash - we don't discount based on location
- Benefits effective on day one
- Early access to a high potential, high growth fintech
- Generous stock option packages in an early-stage startup
- Remote friendly (anywhere in the US) and office friendly - you pick the schedule
- Flexible time off programs - vacation, sick, paid parental leave, and paid caregiver leave
- 401(k) plan with match
Standard Interview Process- Initial Interview with Talent Partner
- Technical or Hiring Manager Interview
- Team Interview
- Executive Interview
- Offer!
